What you have left this month
When you open it you see how much money is left this month, your current goal, your debts and what your money went to. At the top, BoriBudget gives you your next step: where to put the money you have left.
The app by Borinanzas
BoriBudget
Decide where every dollar goes
You enter how much you'll spend in each category. When you record an expense, BoriBudget shows how much you've spent and how much is left in that category.
Everything in and out
Every income and expense of the month, with its category and payment method. You can search, fix or delete any of them.
Talk to it and it's recorded
Tell your BoriBudget what you spent, by voice or typing. BoriBudget picks the category and you confirm before saving.
Record a whole month with one photo
Take a screenshot of your statement and upload it. BoriBudget reads every transaction and assigns its category. You review and save.
Your goals, in order and with dates
Each goal shows how much you have, how much is left and the month you'll reach it.
How many months your fund covers
Your emergency fund, calculated from your monthly needs.
The date you're debt-free
You enter your debts with their balance and interest. BoriBudget tells you which to pay first, how much interest you'll pay and the month you finish paying them all.
What you own minus what you owe
Your accounts and debts on one screen, month by month. Balances update on their own with the transactions you record.
Your whole plan on one route
Your goals in the order you'll complete them, with each one's date and how much to put in this month.
How much you need to retire
You enter your age, income and contributions. BoriBudget calculates how much you'll have, how much you're short and how much to contribute each month.
Pick your app's color
BoriBudget comes in four colors: turquoise, wine, pink and blue. Change it anytime on the Account screen.
Real screens from the app, with test data.
BoriBudget is an app where you keep track of your finances.
- 7 days free
- Cancel anytime
- In English and Spanish
Who it's for
Is it for you?
BoriBudget isn't for everyone. Better to know before you start.
✓It's for you if…
- You want to manage all your money in one placeYour budget, spending, debts, savings and goals, together in one app.
- You get a paycheck and by month's end you don't know what it went toBoriBudget shows what comes in, what goes out and what's left, category by category.
- You have debts and want a date to finish paying themCards, loans, the car. It tells you which to pay first and the month you're debt-free.
- You want an emergency fund and don't know how much you needIt calculates it from your monthly needs and shows how many months your savings cover.
- You tried a spreadsheet or a notebook and gave upHere you record in seconds: by hand, by talking to the app or with a photo of your statement.
✕It's not for you if…
- You're looking for where to invest or which stocks to buyBoriBudget organizes your money and goals. It isn't an investing platform and doesn't give investment advice.
- You need bookkeeping for a businessIt doesn't do invoices, payroll or taxes. It's for one person's or one household's finances.
- You don't want to record what you spendThe app works with what you record. It takes a few minutes a week, but it has to be done.
- You're looking for a loan or someone to negotiate your debtsBoriBudget doesn't lend money or talk to your creditors. It gives you a plan to pay what you owe.
- You want results without changing anythingBoriBudget gives you the plan and the date. Following it month by month is up to you.
How you start
Three steps. Today.
Create your account and answer a short form
It asks what you earn, how often, your fixed expenses and your debts. BoriBudget builds your first budget from those answers.
Record what you spend, three ways
Type it in, say it to your BoriBudget, or upload a photo of your statement. Each expense lands in its category.
Follow the step the app gives you
BoriBudget tells you which goal to put your money in now and the month you'll reach it. When you reach it, it gives you the next one.
Real screens from the app, with test data.
Pricing
7 days free. Then, the plan you prefer.
Both plans include the full app. Only how often you pay changes.
Every 4 weeks
$14.99
Renews every 4 weeks.
Start 7 days freeSave $47.87
Yearly
$147 a year
One payment a year. Works out to $11.31 every 4 weeks.
Start 7 days freeDuring the 7 days you use the full app and aren't charged. Cancel before they end and you pay nothing.
See everything both plans include
- Dashboard: what you have left this month
- Budget, month by month
- Transactions: by hand, by voice or from a photo
- Your next step, based on your goals
- Goals in order, each with its date
- Debt plan: which to pay first and when you're debt-free
- Emergency fund: how many months it covers
- Net worth, month by month
- Master Plan: your whole plan with dates
- Retirement: how much you need and how much to contribute each month
- Your colors, font and currency
To start the trial you pick a plan and save your card on Stripe's page. Prices don't include sales tax (IVU, 11.5%). Before vs After is worked on with your advisor in the Borinanzas coaching programs.
FAQ
What people ask
How do the 7 free days work?
You create your account, pick your plan and save your card. For 7 days you use the full app and aren't charged anything. Cancel before they end and you don't pay. One trial per account.
How much is it after the trial?
$14.99 every 4 weeks, or $147 a year. The yearly plan costs $47.87 less per year. Prices don't include sales tax (IVU, 11.5%).
Can I cancel anytime?
Yes. You cancel from the Account screen, inside the app, without calling or writing to anyone. You keep using everything until the end of the period you paid for, and what you recorded stays saved.
Is it safe to enter my card?
Yes. Payment happens on Stripe's page. BoriBudget never sees or stores your card number.
Where can I use it?
On your phone, tablet and computer. You sign in with the same account and see the same thing on all three.
Does the “Dímelo” feature use AI?
Yes. The sentence you say and your category names are sent to Anthropic, the service that reads it. The app explains this and asks your permission before the first time.
What if I want someone to guide me?
BoriBudget is made by Borinanzas, which offers financial coaching programs in Puerto Rico. If you're in one of the programs, your advisor works with you inside the app, and only enters your account if you give them access. If you want more information about our programs, visit the programs page.